Should I stop driving a car? I ran into a stray dog before.it died.then,I bumped into a tree and garage wall.?

read your own post, and pay attention, you answered your own question. It sounds to me like you are not paying enough to what you were doing. Loud music one time, yaking with your cousin. Instead of yakking with the cousin pay attention and take your car down to the body shop and pay to fix it yourself. The money you spend will indeed get your attention the next time you are day dreaming listening to the music and decide to smack your house. You need to pay more attention and you need a wake up call. You have two good ones now, so pay for thse car repairs, and I promise you the next time you go to park you will be paying attention.